6 Easy Ways to Save More Money Every Single Month in 2021

You would be surprised to find out just how little money you need to enjoy the same things you need in your everyday life without sacrificing much. Knowing how to save money the smart way is not difficult but it takes a bit of know-how.

1. Cut down your subscriptions

Everything is now subscription-based. There are a lot of streaming services and you may be wasting tens if not hundreds of dollars each month on subscriptions you do not need. Make sure you cancel anything that you do not use regularly, use trials, and stick with just one or two services that you use the most. Many forget about their subscriptions and simply continue to get charged every single month without noticing that they are bleeding money.

2. Stop overpaying for your mobile plan

Mobile carriers charge ridiculous amounts for subscriptions. Certainly, it is expensive to run a mobile network but how is it those small operators also known as MVNO’s can offer the same packages for half the price or less. Consider swapping your carrier for a smaller operator. The only thing that you need to check is their coverage. You do not need unlimited data, SMS, and voice calls. What everyone needs is proper coverage and reliability. Shop around and check what other small mobile carriers can offer you reasonable service for half the price.

3. Switch to generic brands

If you still want some genuine tips on how to save money, consider switching to generic brands. Large store chains have their brand of products. There is no difference between brand-name rice and generic rice. The same thing goes for other types of products. What is different about them is that brand-name products spend much more on advertising and packaging.

4. Use couponing to your advantage

Couponing can save a lot of money. Do not rush to the store to use your coupons straight away. Have coupons prepared and use them on items that are already discounted. Get only the things you need and know the price of things to appreciate if you are getting a good deal or not.

5. Tweak your energy use

Electricity and utilities can rack up if you do not keep your house and habits in order. If you want to know how to save money on your bills, you need to do some due diligence. Check when electricity is cheaper and use your appliances then. For example, you might want to change your habit of doing the laundry during the day and start doing it during the night when it is cheaper.

Also, think about small investments that can save you money on the electricity bill such as upgrading lightbulbs to LEDs. There are loads of other things that you can try such as taking shorter showers, using a thermal scanner to see areas of the house that may not be insulated correctly, or even fixing leaks.

6. Reduce your debt

Any type of loan you may have implies that you are paying interest on the principal which is usually expressed in the form of an APR. That is money that is lost. If you want a great piece of advice on how to save money, paying off your debt in advance will help you keep more dollars in your pocket.

Last thoughts

There are loads of other valuable tips on how to save money. What you can do is to look at your lifestyle, use reason, and decide what is necessary and what waste is. Every time you throw out the food you throw away your hard-earned money.

The same thing goes with any other thing in your household that you throw or never use. Be mindful and spend more time thinking about how you live your life, how you spend your money, and how you can save more of it. You may be shocked at how much money is wasted from your bank account and how much you could actually save.

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Julianna F.

The philosophy behind our blog is simple: think big and think positively. As Donald Trump once said, "You are going to think anyway, so think big." Life is too short to waste time on negative thoughts that weigh you down. We're here to infuse some joy and inspiration with a dash of astrology, numerology, and healthy living tips. Or really whatever pops into our heads! Follow us on Instagram

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